Faced with the current shortage of residential land in big cities, apartments are the answer to meet the housing needs of people today. This is also one of people’s current trends because living in an apartment is quite convenient and safe. When you own an apartment complex, you face a lot of risks as a homeowner, including liability and property. Therefore, when you own an apartment, you need to own an additional apartment insurance package. Because apartment insurance will help you avoid risks that we cannot foresee. Find out with IBAOHIEM Apartment home insurance Go through this article!
Apartment housing insurance is a mandatory type of insurance. Apartment housing insurance is a type of insurance that compensates for damage or loss risks to the house and the assets inside.
Because apartments are personally owned, when buying apartment insurance we can buy private home insurance provided by reputable insurance companies. With private home insurance, when you participate in insurance and your home is damaged or destroyed by a natural disaster (flood, fire, earthquake,…) or other force majeure circumstances, this insurance will will compensate you.
Because condominiums are personal property, in order to meet customers’ needs for comprehensive protection of their homes and assets, insurance companies offer customers two types of condominium insurance. Apartment: Compulsory fire and explosion insurance and voluntary fire and explosion insurance.
Pursuant to Decree 23/2018/ND-CP, amended and supplemented in Decree 97/2021/ND – CP of the Government: “Agencies, organizations and individuals with premises at risk of fire and explosion must buy compulsory fire and explosion insurance at insurance enterprises that conduct fire and explosion insurance business. Therefore, when you buy an apartment, buying apartment insurance is your responsibility.
With private home insurance, the product provides more extensive coverage: not only insurance for risks arising from fire and explosion, but also insurance for risks from vehicle collisions or collisions. animals, earthquakes or volcanic eruptions, floods, tea, directly caused malicious acts,…
The insurance premium with fire insurance premium rate for 1 year for apartments with automatic fire extinguishing systems is 0.05% of property value, for apartments without automatic fire extinguishing systems it is and 0, 1% of asset value.
Hopefully through this article, IBAOHIEM has helped you gain more information Apartment home insurance.
Learn product details here: Compulsory fire and explosion insurance
After you have learned about the product and you need advice or contact to buy insurance, please do the following:
1/ Method 1: Send support or information via forms on articles or websites.
2/ Method 2: Call or text the hotline number: 0966 490 888 – 02466 569 888 for staff to advise and answer questions.
3/ Method 3: Send request email to mailbox: Kinhdoanh@ibaohiem.vn The content of the request is consulted or answered. Note: please leave your phone number so that consultants can contact you as quickly and conveniently as possible.
4/ Method 4: Send Viber or Zalo message via phone number: 0966 490 888 with the content of needing support or advice.
DO YOU WANT CONSULTATION NOW? THE CONSULTANT WILL CALL YOU BACK
Submit information, the consultant will call back within 2 minutes
