Apartment fire and explosion insurance prices

An apartment is not only a valuable asset but also a home for every family, each person returns to after a tiring day of work, so the apartment has great value both physically and mentally. God. However, apartments are also places with many potential risks, the risk of fire and explosion can cause great damage to human life and property. Because apartments are often designed with a basement parking system, there is a lot of gasoline, gas, motor oil, and apartments also contain flammable objects such as furniture, cabinets, curtains, carpets, etc. When a fire or explosion occurs, the damage left behind is enormous. At this time, financial problems are a concern for many people, and that worry will be somewhat reduced when you own an insurance card. Explosion. So Apartment fire and explosion insurance prices Is it expensive yet so useful? Please join IBAOHIEM in the following article!

Apartment fire and explosion insurance prices or fire insurance price is the amount of money you need to pay according to the method and time limit to the insurance company when you participate in any insurance product. That fee will be clearly stated in the certificate or insurance contract, and only when payment is completed will you legally enjoy the benefits, because after the agreed period of time, no fee will be paid. completed, the contract will be automatically canceled.

Apartment fire and explosion insurance prices

Apartment fire and explosion insurance is a comprehensive insurance product for your property, because the insured objects are extremely broad: the entire house, construction, assets attached to the house, construction, machinery, equipment, goods, supplies, raw materials, finished products and semi-finished products;

In addition, apartment fire and explosion insurance is also provided in two main types of products: mandatory and voluntary. Accordingly:

Participating in mandatory apartment fire and explosion insurance is an obligation that you must comply with according to the law. Pursuant to Decree 23/2018/ND-CP amended and supplemented by Decree 97/2021/ND-CP, every agency, organization, and individual that has an apartment, group house, or residential house Dormitories are 7 stories or more high or have a total volume of 10,000 m3 or more; Mixed-use buildings of 5 floors or more or with a total volume of 5,000 m3 or more must have compulsory fire and explosion insurance;

Voluntary fire and explosion insurance, or private home insurance, provides more comprehensive protection because in addition to fire and explosion coverage, the insurance also covers additional cases such as: lightning, thunderstorms, flood, vehicles or animals not under the ownership or control of the insured/their employees crash, water pipes break, and there are also costs to clean up the scene… That’s why. , whether many customers already own compulsory insurance or are not required to buy compulsory insurance, they still participate in the voluntary type for more effective protection;

Normally Apartment fire and explosion insurance prices is calculated according to the formula: insurance amount x premium rate, the insurance amount is the entire value of your assets valued in money at the time of buying insurance and is calculated according to the market price, while the insurance rate is calculated according to the formula: Fees will apply differently in each case (mandatory or voluntary insurance, whether the apartment building has an automatic fire extinguishing system installed or not?)

To get an accurate quote, as well as understand more about benefits and product information, you can contact us at IBAOHIEM – one of the addresses providing reputable, diverse, safe insurance, committed to bringing Bringing you the best service experience. Hopefully the article on IBAOHIEM has helped you understand better Apartment fire and explosion insurance prices.

Learn product details here: Compulsory fire and explosion insurance

After you have learned about the product and you need advice or contact to buy insurance, please do the following:

1/ Method 1: Send support or information via forms on articles or websites.

2/ Method 2: Call or text the hotline number: 0966 490 888 – 02466 569 888 for staff to advise and answer questions.

3/ Method 3: Send request email to mailbox: Kinhdoanh@ibaohiem.vn The content of the request is consulted or answered. Note: please leave your phone number so that consultants can contact you as quickly and conveniently as possible.

4/ Method 4: Send Viber or Zalo message via phone number: 0966 490 888 with the content of needing support or advice.



Submit information, the consultant will call back within 2 minutes

Trả lời

Email của bạn sẽ không được hiển thị công khai. Các trường bắt buộc được đánh dấu *