Bao Minh flight delay insurance

As our lives become more and more modern and civilized, the need for traveling and business trips by plane is increasing due to convenience and time saving. Having a flight delayed or canceled is something no one wants, but it still exists every day. These problems can be very frustrating and costly. Imagine you are standing at the airport with a lot of luggage and full of excitement waiting to set foot on a new land, or have to attend important business trips. Suddenly, you receive a message “Flight temporarily delayed for a few hours” or even: “Flight has been canceled!”. This is not only a huge disappointment, but also an unwanted obstacle in your plans. Bao Minh flight delay insurance is the most effective solution to limit financial risks. Let’s learn about this product with IBAOHIEM.

Bao Minh Insurance was established on November 28, 1994, and was equitized on October 1, 2004. Currently, Bao Minh Insurance accounts for more than 8%. Bao Minh Insurance is an insurance company currently ranked No. 3 in the Vietnamese non-life insurance market. With a network of 64 member companies, along with 550 transaction offices, 01 specialized training center, 22 functional departments/centers under the Head Office are spread evenly across the country.

With mission:

– Brings safety and stability to the economy and society,

– Contribute to promoting the strong development of the Vietnamese insurance market.

– Bring benefits to shareholders and contribute to creating jobs for people

Bao Minh currently provides a variety of non-life insurance products such as: Motor vehicle insurance, health insurance, travel insurance, labor accident insurance, professional liability insurance, insurance Flight Delay,…

Bao Minh flight delay insurance

Some reasons why your flight may be delayed or canceled include: Bad weather, technical problems, flight scheduling, security reasons, airport restrictions, etc. Flight delay insurance will Helps you overcome financial losses when this risk occurs.

When purchasing flight delay insurance from Bao Minh insurance, you will be compensated up to 990,000 VND if the insured person is delayed for a period of 02 consecutive hours from the scheduled departure time of the flight. flight (as stated in the certificate).

For example: Your flight is scheduled to depart at 9:00 a.m., but the actual departure is at 11:00 a.m., then you will receive compensation for being 2 hours late. Fee: from just over 70,000 VND

Designed to suit each customer’s financial ability and needs, with diverse insurance benefits and comprehensive protection, you and your family, along with all those participating in the journey, will Absolute peace of mind about both life and property against all unforeseen risks.

Insurance benefits

  • The insurance coverage under this insurance benefit only applies to the Means of Transportation for which the insured person has purchased a valid air ticket in accordance with the terms and regulations of the Means of Transportation.
  • Scheduled departure time is the time recorded on the Insurance Certificate at the time of purchasing insurance. In case the flight is adjusted and notified by the airline at least 12 hours before departure, this time will be considered the new scheduled departure time.
  • Bao Minh Insurance will compensate the insured person for the amount stated in the Insurance Certificate if the insured person is delayed for more than 2 consecutive hours from the scheduled departure time. and the Insured Person’s flight is delayed for reasons not subjective or not covered by the exclusion.

Geographical Range

Under this insurance policy, the insured person is insured worldwide, except for the countries on the exclusion list specified therein.

Conditions of participation

  • The insured person must be over 18 years old and must purchase this Insurance Policy at least 1 day (24 hours) before departure date. The flight ticket must be successfully paid and the flight ticket must be determined to be valid at the time of the flight delay.
  • For subjects under 18 years of age, the insurance policy must be purchased by a parent or legal guardian who is the Policyholder.

This insurance policy does not cover the following cases and related costs (if any):

  • War, invasion, act of foreign enemies, hostilities (whether war be declared or not), civil war, rebellion, revolution, insurrection, mutiny or military usurpation, martial law or blockade, any event or cause leading to the declaration or maintenance of martial law or blockade, confiscation, quarantine or customs or nationalization regulations under order of any government or any public or local authority.
  • Insured Person traveling to or through Afghanistan, Iran, Iraq, Syria, Belarus, Cuba, Democratic Republic of the Congo, North Korea, Lebanon, Liberia, Somalia, Sudan, South Sudan and Zimbabwe or any other affected country any exclusions.
  • Flights are canceled in all cases.
  • The insured person is aware of any possible reasons for flight delay before purchasing this insurance.
  • The airline where the Insured Person purchased the flight ticket went bankrupt and the flight was canceled as a result.
  • The flight did not depart from Vietnam.
  • The insured person’s scheduled flight is a connecting flight.
  • The insured person does not check-in at the airport according to the provided itinerary confirmation.
  • The insured person arrives at the airport late, after scheduled check-in time or after boarding time.
  • The Insured Person has been denied boarding, or has been removed from a scheduled flight by airline or airport security for any reason.
  • Arising from a strike or lockout commenced or announced before the purchase of this insurance.
  • Due to hijacking: as a result of robbery or unlawful seizure or criminal conduct of a passenger on a flight on which the Insured Person is a ticketed passenger.
  • Change flight number.

Hopefully through this article you have some understanding about the product Bao Minh flight delay insurance Already. If you have questions or want to register for insurance, please leave us your information or contact IBAOHIEM to get insurance now.

After you have learned about the product and you need advice or contact to buy insurance, please do the following:

1/ Method 1: Send support or information via forms on articles or websites.

2/ Method 2: Call or text the hotline number: 0966 490 888 – 02466 569 888 for staff to advise and answer questions.

3/ Method 3: Send request email to mailbox: The content of the request is consulted or answered. Note: please leave your phone number so that consultants can contact you as quickly and conveniently as possible.

4/ Method 4: Send Viber or Zalo message via phone number: 0966 490 888 with the content of needing support or advice.



Submit information, the consultant will call back within 2 minutes

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