It can be seen that the traffic situation in our country today is extremely complicated, prominent among them are accidents and collisions related to motorbikes – because motorbikes are still the main means of transportation for many people. the majority of people in our country. And in those unfortunate cases, the third person being collided or the vehicle owner or traffic participants are also affected and bear certain risks. In the event of damage due to an accident or unexpected incident, an insurance card will help customers ensure that they have the minimum financial resources to repair, replace or remedy the consequences safely. quickly and effectively, thereby maintaining life stability. Therefore, in the article below IBAOHIEM would like to introduce to you the product Motorcycle insurance in case of accident as well as the benefits and roles this product brings when owned.
Motorcycle insurance in case of accident or motorbike insurance is a specialized insurance program for motorbikes, with the function of helping to pay part of the necessary fees to compensate, repair or overcome damage to customers during the process. use motorbikes. In other words, when participating in motorbike insurance, the customer has legally transferred the risk to the insurance company, and will naturally receive compensation from the insurance company if an insured event occurs. that falls within the agreed scope of insurance.
Currently in the insurance market there are two main types of motorbike insurance: voluntary motorbike insurance and mandatory motorbike insurance. In there:
Compulsory motorbike insurance – where the insured is the third person in the damage. Accordingly, if the motorbike driver is at fault and causes damage to the person or property of a third person, the insurance company will receive compensation support at the maximum level as follows: 150 million VND/person/case if the third person the third person suffers health and physical loss and 50 million VND/case if the third person suffers property loss;
Next is voluntary motorbike insurance, designed to be more diverse in terms of insurance programs and components: motorbike physical insurance – payment in case the customer’s motorbike breaks down, Damage caused by fire, explosion, natural disaster, crash, etc.; Motorbike passenger accident insurance – helps pay and compensate for necessary and reasonable damages for the driver and passengers in case of accidents or risks while using the motorbike.
Due Motorcycle insurance in case of accident is divided into two main types, and the fee will be different based on the vehicle segment and type of motorbike, so the fee applied to each customer in each case is different. For compulsory motorbike insurance, the fee will be applied according to the specific regulations in Circular 04/2021/TT-BTC, however this fee does not include VAT, so when buying this product you must You will have to pay an additional fee of 10% VAT. For voluntary motorbike insurance, it depends on each insurance company, the age of the motorbike, the type of motorbike, the price of the motorbike at the time of buying insurance, etc. Therefore, to know the For exact fees when participating in the product, you can contact us at IBAOHIEM via hotline 0966.490.888 / 0966.795.333 to receive timely, fast and accurate support from a team of professional consultants. !
Above are the shares that IBAOHIEM wants to send to you about the product Motorcycle insurance in case of accident
Learn product details here: Civil liability insurance
After you have learned about the product and you need advice or contact to buy insurance, please do the following:
1/ Method 1: Send support or information via forms on articles or websites.
2/ Method 2: Call or text the hotline number: 0966 490 888 – 02466 569 888 for staff to advise and answer questions.
3/ Method 3: Send request email to mailbox: Kinhdoanh@ibaohiem.vn The content of the request is consulted or answered. Note: please leave your phone number so that consultants can contact you as quickly and conveniently as possible.
4/ Method 4: Send Viber or Zalo message via phone number: 0966 490 888 with the content of needing support or advice.
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