Bao Viet Insurance Rules

Bao Viet health insurance product called Bao Viet An Gia is considered a comprehensive health care and protection solution that the most people are interested in and participate in at the present time. With reasonable costs, meeting the participation ability of people of many different backgrounds and income levels, Bao Viet An Gia has become the top choice of customers. Let’s learn about the series with IBAOHIEM Bao Viet Insurance rules through the Bao Viet An Gia program in the article below.

Bao Viet An Gia Health Insurance accepts insurance for all Vietnamese citizens or foreigners legally residing in Vietnam, with a minimum age of 15 days to 60 years old when joining for the first time. When renewed continuously, you can participate up to the age of 65.

It can be said that Bao Viet An Gia is a necessary product for all people, because everyone needs to take care of and protect their health. But most of all, Bao Viet An Gia will be especially necessary for people living and working in places with a high risk of disease or accident such as: factories, construction sites, working environments that are exposed to many Toxic or easily polluted chemicals, or children and middle-aged people are susceptible to illness and disease…

Bao Viet insurance rules – Bao Viet An Gia is designed to help customers better understand this insurance program when they need to participate. The set of rules includes 6 main parts, including:

• Part I is general regulations;
• Parts II and III are the main insurance terms and additional insurance terms;
• Part IV is general exclusions;
• Part V is about procedures for requesting insurance and guarantee payments;
• Part VI is an appendix accompanying the disability payment rate table, benefit table and insurance premium schedule.

The content of Part I is the general regulations explaining 50 definitions; regulate subjects that can participate in insurance; Procedures for signing, canceling, and renewing contracts; insurance premium rate and insurance amount; obligations of the insured; Time limit for complaints and insurance payments.

The contents of Parts II and III clearly state the insurance terms. Accordingly, insurance terms are divided into two types: main terms and additional terms. The main provision covers benefits for customers receiving inpatient treatment due to illness or accident (this is a mandatory provision); In addition, additional provisions will pay benefits when customers receive outpatient treatment due to illness or accident; personal accident insurance; life insurance; dental insurance; Maternity insurance (this is an optional provision).

The content of part IV stipulates cases that are not covered by insurance: Bao Viet An Gia will not be responsible for paying for 39 clearly specified risks. Customers should pay close attention to these regulations to avoid affecting their rights.

The content of Part V is the procedure for requesting insurance and guarantee payments, which is also regulated in quite detail. In particular, when participating, customers need to note that in order to enjoy legal benefits, they need to prepare the necessary documents and records as a basis for determination. The maximum time limit for settlement and insurance payment is 15 days from the date Bao Viet receives a complete and valid claim dossier.

Attached is Part VI which stipulates the disability payment rate table, benefit table and insurance fee schedule. Bao Viet An Gia’s fee schedule is divided into 5 main programs: Bronze, Silver, Gold, Diamond. Depending on age and needs, customers can choose the appropriate program, in which the lowest fee is 1,196,000 VND/person/year. The benefits table also clearly stipulates the benefits that customers receive depending on the program they choose to purchase, in which the maximum insurance amount that can be enjoyed is up to 454,000,000 VND/person/year.

If customers are interested in participating in Bao Viet An Gia insurance packages, please contact IBAOHIEM immediately for advice and support to participate in the fastest time. IBAOHIEM is committed to the prestige and quality of all insurance programs when provided to customers.

The above is Bao Viet insurance rules – Bao Viet An Gia that IBAOHIEM wants to share with customers with the aim of helping customers better understand the product before participating.

Learn product details here: Bao Viet An Gia Insurance

After you have learned about the product and you need advice or contact to buy insurance, please do the following:

1/ Method 1: Send support or information via forms on articles or websites.

2/ Method 2: Call or text the hotline number: 0966 490 888 – 02466 569 888 for staff to advise and answer questions.

3/ Method 3: Send request email to mailbox: Kinhdoanh@ibaohiem.vn The content of the request is consulted or answered. Note: please leave your phone number so that consultants can contact you as quickly and conveniently as possible.

4/ Method 4: Send Viber or Zalo message via phone number: 0966 490 888 with the content of needing support or advice.