Apartment fire and explosion insurance

If you own an apartment complex, you face a lot of risks as a homeowner, both legal and property liability. It is important to purchase apartment fire insurance to protect yourself from the risks you face. Find out with IBAOHIEM Apartment fire and explosion insurance Go through this article!

Apartment fire and explosion insurance is a type of insurance for apartment owners in an apartment building. This insurance includes protection of apartments from risks such as fire, explosion, earthquake, flood and other incidents that may occur. In addition, apartment fire insurance also protects apartment owners from legal liabilities that may arise in the event they cause damage to the property or health of others.

In many cases, apartment fire insurance is required by law. Apartment owners can buy apartment fire and explosion insurance through reputable insurance companies in the insurance market.

When participating in apartment fire and explosion insurance, customers will have access to two main types, which are:

Firstly, compulsory house fire insurance is a type of compulsory insurance of the State regulated in accordance with current law. Applicable to agencies, organizations, and individuals that own facilities at risk of fire and explosion. Pursuant to Decree 97/2021/ND-CP amending and supplementing Decree 23/2018/ND-CP regulating compulsory fire and explosion insurance for assets including: Houses and architectural works attached, machinery and equipment and other goods, supplies and assets. This type of insurance will protect property from two causes: fire and explosion.

Second, voluntary home fire insurance is purchased according to the needs and subjective choices of the property owner. Accordingly, even though the house you own does not require mandatory fire insurance, you can still buy voluntary house fire insurance. In particular, in addition to the insurance coverage of fire and explosion, when participating voluntarily, the scope is also expanded such as: thunderstorms, floods, water overflows, bursts or overflows from water tanks and equipment. water tanks or water pipes, collisions caused by vehicles or animals, aircraft colliding with the house, aviation vehicles or equipment falling on them, etc. theft, renting a house after loss.

Hopefully through this article, IBAOHIEM has helped you answer your questions this type of insurance.

Learn product details here: Fire and explosion insurance for private homes

After you have learned about the product and you need advice or contact to buy insurance, please do the following:

1/ Method 1: Send support or information via forms on articles or websites.

2/ Method 2: Call or text the hotline number: 0966 490 888 – 02466 569 888 for staff to advise and answer questions.

3/ Method 3: Send request email to mailbox: Kinhdoanh@ibaohiem.vn The content of the request is consulted or answered. Note: please leave your phone number so that consultants can contact you as quickly and conveniently as possible.

4/ Method 4: Send Viber or Zalo message via phone number: 0966 490 888 with the content of needing support or advice.