Bao Viet health insurance rules

Since its launch, Bao Viet health insurance packages have always been considered very suitable for individuals, families, and businesses aiming for peace of mind in life, with care solutions. Comprehensive medical care, attractive extended insurance benefits and reasonable insurance costs. However, one thing to note before participating is that customers need to understand clearly Bao Viet health insurance rules to avoid affecting your own interests. Let’s find out now in the article below from IBAOHIEM.

Set Bao Viet health insurance rules – Bao Viet An Gia is designed to help customers better understand their rights, obligations as well as general terms and regulations before participating in insurance.

The insured: Bao Viet An Gia’s insured subjects are all Vietnamese citizens or foreigners residing in Vietnam between the ages of 15 days – 60 years old for new participants and not more than 65 years old for new participants. Renewals.

Coverage: In Vietnamese territory.

Cases not covered by insurance: Bao Viet An Gia will not be responsible for payment for 39 clearly specified health risks.

Insurance benefits: Insurance benefits are divided into two types: main insurance benefits and additional insurance benefits. Joining Bao Viet An Gia with primary insurance benefits is a must. In addition, it is possible to participate in additional insurance benefits: such as personal accident insurance, personal life insurance, dental, maternity, etc. depending on the customer’s needs.

Responsibilities of the insured: The insured person has the obligation to truthfully and fully declare the contents and regulations in the insurance request form and pay the insurance premium in accordance with regulations. In addition, it is also necessary to be honest in declaring and providing accurate information, documents and vouchers about insured risks.

Insurance claim and payment documents: When an insurance event occurs, to receive Bao Viet health insurance benefits, customers need to prepare documents including all required documents to send to Bao Viet Insurance. The time to resolve a compensation claim is within 15 days from when Bao Viet receives complete and valid documents according to regulations.

Insurance waiting period: Waiting time is the period of time during which if medical examination and treatment costs arise, the customer will not receive compensation payment from Bao Viet Insurance. Accordingly, Bao Viet An Gia’s waiting time is regulated as follows:

• 30 days in case of illness or disease.
• 635 days for maternity (calculated based on last menstrual cycle); 90 days in case of pregnancy complications.
• 01 year for pre-existing diseases and diseases listed in general exclusion point 36 of the Insurance Rules.
• 01 year for special diseases as defined.
• 06 months for children from 15 days old to 6 years old for diseases: bronchitis, bronchiolitis, pneumonia of all kinds.

If customers want to participate in Bao Viet health insurance, they can immediately contact IBAOHIEM for advice on the participation process. As a long-time supplier of Bao Viet insurance products, IBAOHIEM is committed to product quality as well as the value it brings to customers, so customers can feel secure when choosing IBAOHIEM. .

Above is a shared article Bao Viet health insurance rules that IBAOHIEM wants to send to customers. We hope to help customers better understand the health insurance products that Bao Viet is providing.

Learn product details here: Bao Viet An Gia Insurance

After you have learned about the product and you need advice or contact to buy insurance, please do the following:

1/ Method 1: Send support or information via forms on articles or websites.

2/ Method 2: Call or text the hotline number: 0966 490 888 – 02466 569 888 for staff to advise and answer questions.

3/ Method 3: Send request email to mailbox: Kinhdoanh@ibaohiem.vn The content of the request is consulted or answered. Note: please leave your phone number so the consultant can contact you as quickly and conveniently as possible.

4/ Method 4: Send Viber or Zalo message via phone number: 0966 490 888 with the content of needing support or advice.