Employee health care insurance is a solution for businesses to improve employee welfare, thereby helping businesses attract and retain talented people, motivating employees to stay long-term and work. better. And when it comes to employee health care insurance, it is impossible not to mention it Bao Viet Aon – the insurance package that most businesses participate in at the present time. Let’s learn more specifically about the insurance benefits of this insurance package in the article below from IBAOHIEM.
Bao Viet Aon Also known as health insurance for businesses, it is a form of employee benefit that helps them pay medical expenses in case of illness, accident or maternity. This insurance package will be purchased by businesses for employees in addition to state health insurance and social insurance.
With health insurance for businesses, not only are employees at the company fully protected, but their relatives can also participate in this health insurance program (if agreed by the company). ). Relatives can be spouses, children from 12 months to 18 years old, and accept health protection for children up to 23 years old if they are still in school.
The insured
All Vietnamese citizens or foreigners residing in Vietnam from 12 months to 65 years old. In addition, Bao Viet Insurance does not accept insurance and is not responsible for the following cases:
- People suffering from mental illness, neurological diseases, or leprosy
- People with permanent disability exceeding 50%
- People who are being treated for illness or injury
Bao Viet corporate health insurance programs are very flexible. Depending on the needs and financial capacity of each business, our team of consultants will design a suitable insurance program for them.
Examples of 3 health insurance programs Bao Viet has designed for customers are as follows:
Program 1
Total insurance premium when participating in program 1 is 2,616,000 VND/person/year. In particular, the insurance benefits brought are:
– Payment in case of death due to illness or disease is 100,000,000 VND/case.
– Payment in case of death or permanent disability due to accident is 100,000,000 VND/case.
– Pay medical expenses due to accidents with an insurance amount of 20,000,000 VND/year.
– Expenses for inpatient treatment due to illness, disease, maternity hospitalization or surgery with a maximum insurance amount of 126,000,000 VND/person/year.
– Other insurance benefits such as: pre-hospitalization costs, treatment costs after discharge, hospitalization allowance, etc.
– Outpatient treatment due to illness or disease with a maximum insurance amount of 6,000,000 VND/person/year.
Program 2
Total insurance premium when participating in program 2 is 3,290,000 VND/person/year. In particular, the insurance benefits brought are:
– Payment in case of death due to illness or disease is 100,000,000 VND/case.
– Payment in case of death or permanent disability due to accident is 100,000,000 VND/case.
– Pay medical expenses due to accidents with an insurance amount of 60,000,000 VND/year.
– Expenses for inpatient treatment due to illness, disease, maternity hospitalization or surgery with a maximum insurance amount of 180,000,000 VND/person/year.
– Other insurance benefits such as: pre-hospitalization costs, treatment costs after discharge, hospitalization allowance, etc.
– Outpatient treatment due to illness or disease with a maximum insurance amount of 6,000,000 VND/person/year.
Program 3
Total insurance premium when participating in program 1 is 5,237,000 VND/person/year. In particular, the insurance benefits brought are:
– Payment in case of death due to illness or disease is 130,000,000 VND/case.
– Payment in case of death or permanent disability due to accident is 130,000,000 VND/case.
– Pay medical expenses due to accidents with an insurance amount of 130,000,000 VND/year.
– Expenses for inpatient treatment due to illness, disease, maternity hospitalization or surgery with a maximum insurance amount of 390,000,000 VND/person/year.
– Other insurance benefits such as: pre-hospitalization costs, treatment costs after discharge, hospitalization allowance, etc.
– Outpatient treatment due to illness or disease with maximum insurance amount of 10,000,000 VND/person/year.
Businesses can contact IBAOHIEM to immediately own the package Bao Viet corporate health insurance in the shortest time. IBAOHIEM is a reputable unit specializing in providing all types of Bao Viet insurance, not just insurance Bao Viet corporate health insurance. Choosing IBAOHIEM, customers, whether individuals or businesses, will receive enthusiastic care, service and support in all stages of the participation process as well as the compensation claim process.
Above is detailed information about the package Bao Viet Aon that IBAOHIEM wants to share with customers who are businesses operating across the country, hoping to help customers better understand the product.
Learn product details here: Bao Viet Aon Insurance
After you have learned about the product and you need advice or contact to buy insurance, please do the following:
1/ Method 1: Send support or information via forms on articles or websites.
2/ Method 2: Call or text the hotline number: 0966 490 888 – 02466 569 888 for staff to advise and answer questions.
3/ Method 3: Send request email to mailbox: Kinhdoanh@ibaohiem.vn The content of the request is consulted or answered. Note: please leave your phone number so the consultant can contact you as quickly and conveniently as possible.
4/ Method 4: Send Viber or Zalo message via phone number: 0966 490 888 with the content of needing support or advice.
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