Apartment insurance fees

For a valuable asset like an apartment, the owner always wants to find a comprehensive protection solution from the inside out, preparing measures to prevent any problems that arise during use. apartment use. To protect themselves from possible risks in the future, apartment owners often choose to buy apartment insurance. So what is apartment insurance? Apartment insurance fees How much is it? Let’s find out with IBAOHIEM through this article.

For those who own an apartment, which is a large, high-value asset, participating in apartment insurance is necessary. Apartment insurance is a type of property insurance against loss and damage, also commonly known as apartment fire and explosion insurance. There are many incidents that can cause serious damage to your apartment structure, which is why property insurance is extremely useful. This type of insurance covers part of the costs when incidents and risks arise such as fire, natural disasters, loss or damage due to theft or vandalism in apartment buildings under the non-life insurance category. .

Apartment fire and explosion insurance fees

Apartment insurance is provided in two types: mandatory fire and explosion insurance and private home insurance

Compulsory fire and explosion insurance for apartment buildings according to current regulations, the mandatory fire and explosion insurance fee will be applied at 0.05% for apartments with automatic fire extinguishing systems and 0.1% for apartments without automatic fire extinguishing systems. automatic fire%. Depending on each specific case, apartment fire and explosion insurance fees will vary. This is a type of insurance that owners of apartments at risk of fire and explosion must participate in according to regulations on fire prevention and fighting based on Decree 23/1018/ND-CP amended and supplemented in Decree 97. /2021/ND-CP.

With apartment fire and explosion insurance provided by insurance companies, it is also known as private home insurance. Private home insurance provides extensive fire and explosion insurance programs, in addition to fire and explosion risk insurance, also includes fire and all-risk insurance, including risks due to:

Ah, Fire

  1. B) Explosion
  2. C) The plane crashed
  3. D) Causing disturbances, civil unrest, strikes and lockouts
  4. E) Earthquake
  5. F) Thunderstorm
  6. G) Storms and floods
  7. H) Breakage or water overflow
  8. I) Vehicle collision
  9. J) Unexpected water leak from the automatic sprinkler system

This is the most extensive insurance program, helping to protect the comprehensive interests of businesses against all unexpected losses of insured assets (including the risk of theft), except for assets and damages. harm falls within the exclusion of the application.

The cost of apartment fire insurance will depend on the scope of insurance and the fee provided by each insurance company.

For example, with Bao Viet fire and explosion insurance, you can enjoy a minimum compensation limit for your house of 300 million VND and a maximum of 5 billion VND with 0.09% premium rate/year and 0.15% premium rate/year. 2 years, with an extremely attractive deductible of 5 million VND/loss for a single loss or a series of losses arising from the same cause, helping to fully protect your home against all risks. .

Hopefully through this article, IBAOHIEM has helped you gain more information apartment insurance premiums Please.

Learn product details here: Fire and explosion insurance for private homes

After you have learned about the product and you need advice or contact to buy insurance, please do the following:

1/ Method 1: Send support or information via forms on articles or websites.

2/ Method 2: Call or text the hotline number: 0966 490 888 – 02466 569 888 for staff to advise and answer questions.

3/ Method 3: Send request email to mailbox: Kinhdoanh@ibaohiem.vn The content of the request is consulted or answered. Note: please leave your phone number so that consultants can contact you as quickly and conveniently as possible.

4/ Method 4: Send Viber or Zalo message via phone number: 0966 490 888 with the content of needing support or advice.


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