Regulations on accident insurance

Having an accident is something that no one wants, especially in unforeseen situations. Besides recovering their health, many people also worry about the costs that may arise during the post-accident treatment period. At that time, accident insurance can help you solve these problems. In the article below, let’s find out with IBAOHIEM Regulations on accident insurance.

Accident insurance is a type of insurance that will pay for expenses incurred such as treatment costs, hospital expenses, travel expenses, etc. … in the process of treatment and recovery after injury due to an accident. Currently, accident insurance is provided to the market in two different forms: labor accident insurance and personal accident insurance.

When participating in an accident insurance package, participants will receive compensation fees directly without including any deductions depending on the terms specified in the insurance contract. In addition, participants are also subsidized for travel, accommodation and other fees related to injury treatment and are reimbursed for a number of other expenses that health insurance does not cover or partial payment.

Although accident insurance will cover many disability costs caused by accidents and mishaps, there will be exceptional cases that are not included in accident insurance such as injuries caused by diseases, Injury caused by a crime, injury caused by being under the influence of drugs or alcohol, etc. And of course, participants will not receive any compensation for those cases.

Regulations on accident insurance

Currently on the market there are many types of personal accident insurance, many customers are still wondering which insurance company to choose is the best and most reputable. IBAOHIEM encourages you to choose Bao Viet and PVI because of very low costs (insurance premium rate is 0.28%), quick compensation procedures and transparent payments. In particular, PVI reduces participation fees when customers register 10 people or more.

When participating in the PVI accident insurance package, customers will enjoy many benefits according to the disability rate table at a low cost. With only an annual payment of 0.28% of the selected insurance amount or liability fee (ranging from 20,000,000 VND – 100,000,000 VND/person/case), customers will be paid up to 100,000 VND. % level of responsibility. For example, with an annual fee of 280,000 VND/person, when losing a thumb, customers will receive compensation of up to 20,000,000 VND from PVI. PVI accident insurance is currently one of the types of accident insurance that many people trust and participate in every year. PVI accident insurance applies to Vietnamese citizens between the ages of 1 year and 70 years old, without leprosy, mental illness, cancer, without disability or disability of 50% or more. With such a wide age range policy. PVI encourages customers to register for this program early to enjoy preferential policies.

Bao Viet clearly stipulates that the annual premium in this program contract is 0.28% of the insurance amount, in which the insurance amount ranges from 20,000,000 VND to 100,000,000 VND. With only a payment fee of 56,000 VND/year, customers can enjoy compensation benefits of up to 100,000,000 VND. IBAOHIEM evaluates this as a very cheap fee, suitable for all economic conditions. This insurance program is an insurance package for all Vietnamese citizens or foreigners residing in Vietnam between the ages of 15 days and 70 days old, with the following health conditions: : no disability of 50% or more; do not suffer from diseases such as leprosy, mental illness, or cancer.

If you are still wondering where to buy insurance safely, try placing your trust and contact IBAOHIEM. With a friendly staff with extensive professional knowledge, transparent and public terms, quick procedures, and reasonable insurance premiums, we guarantee to provide the most comfortable service. for you and advise you on the safest and most suitable insurance packages for your requirements.

Hopefully IBAOHIEM’s above article has answered your questions Regulations on accident insurance.

Learn product details here: Accident insurance

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